The Stressful Impact during Pre-Foreclosure


It is a known fact that stress has a negative impact on the physical, emotional and mental health of persons. Stressors come in many forms. Among the many stressors is the inability to meet your mortgage payment and this can be extremely stressful for some people. It is natural to experience some form of unease during the pre-foreclosure adjustment process. What do you do if you have decided to opt for loan modification and you are still having doubts about the way forward even after talking to a qualified attorney?
We know that it is not that easy to keep your mind worry free during the pre-foreclosure process. While this may be a reality, you need to keep in mind what is best for you as well as your family at this time. Read below and get some tips to avoid the effect of foreclosure on you and your family.

Here are some stress relieving activities that can help you cope during this rough period of your life.

1. Exercise

Physical activity is a good stress reliever and getting up and moving about can be a distraction from a worrying situation. Here are a few tips on how to include exercise in your day-to-day program:

  • Play some music and dance about
  • Walk your dog
  • If you have stairs at home/work, use them instead of the elevator.
  • If the grocery store is in close proximity to your home, walk or cycle your way there.
  • Get an exercise partner and work out together.
  • Play ping-pong or any activity game with a spouse or kid.

Your choice of exercise should be enjoyable, something you can stick with. While you are exercising, focus on how your breathing matches with your movements. If you do this, you will be able to break the chain of undesirable thoughts that usually go with intense stress.

2. Meditation

You might not want to do meditation especially if you have never practiced it; however, research has shown that it is one of the best stress reliever activities. Check out the internet for tips and guidelines on how-to mediation instructions. Meditation is not a time consuming process; within five minutes, you can feel the results. Remember, we are not capable of clearing our mind completely, but we can put ourselves in a relaxed and calm mental state which will allow you to get fulfillment that you need from meditation.

3. Journaling

Keeping a journal helps you to write about what is bothering you. Make this a frequent writing activity; 10 to 15 minutes each day, as this will help you to assess your thoughts later. Writing can include drawings; you can draw anything or write random words about your feelings at any given time. Analyze these later to help you find healthier ways to cope.

4. Engage in enjoyable activities

This is vital. Make the time to do the things you love to do. Those things that help you to relax; a hobby, crafts, art, volunteer work or playing with pets. Spend planned time with your family and enjoy the family time. Engage in family fun activities that will make you laugh and forget. Go on a picnic to the park or the beach; anything that clears your mind of the worries and tensions even for a couple of hours will help you keep your sanity.

Experience has taught us that the modification process affects many clients negatively. Putting these healthy stress-busting activities into practice will be easier if you have a reliable defense attorney assisting with the pre-foreclosure modification. We have a professional, experienced and well-established team that you can trust to handle your mortgage modification. Contact us now and allow us to ease your modification troubles!